Monday, April 12, 2010

Who are we protecting?

I would dearly love to hear the Progressives' definition of "Predatory Lending". I mean really, what is it? Is it possible to pass a law that restricts credit for consumers who are too "unsophisticated" to understand the lending agreement? Who protects these - let's call them Darwin candidates - from themselves? Whose job is that? Oh that's right; it's team Obama to the rescue!

Could be this the natural circle of personal responsibility closing up again and the market policing itself, albeit in a quite destructive fashion? I read my mortgage agreement; understood what I was signing, and more importantly, understood that if I didn't make those monthly payments I would lose my home. How much simpler does it get?

in reference to: Op-Ed Columnist - Bank Failures - Why Georgia? - NYTimes.com (view on Google Sidewiki)

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